Business Investment Services

As an employer, your company shoulders a major responsibility. You need to monitor investments, keep up with legislative changes, ensure your plan is administered properly, educate plan participants, and make sure the plan has the power to inspire employees to pursue their retirement dreams. Is this something you have the time and resources to do alone?

1865 Wealth Advisors can be a valuable ally and time-saving resource, helping you develop and maintain a solid strategy for your business. You’ll receive personalized attention and involvement at the level you want and need. By working with an advisor, you’ll gain the following benefits:

  • An objective evaluation of your company’s retirement plan needs and objectives
  • Targeted, flexible solutions
  • Ongoing education, services, and support
  • Investment education consulting services

As a business owner, you’re continually looking for opportunities to grow your business. You work hard to make your business succeed, even as you face critical day-to-day decisions and responsibilities. We can help.

Together we can map out the next steps so you can optimize your resources, achieve your business and individual financial goals, and spend less time managing your finances – all so you can spend more time on your business.

Employee retirement plans assure your employees that their future is important to you. By providing your team with the tools to help them achieve their own long-term financial goals, you’re not only rewarding them, but also improving the position of your own business for hiring and retaining the most marketable employees.

We administer a wide variety of employee retirement plans and will work with you to determine what would be the best plan for you and your business.

  • 401(k), 403(b)
  • Profit Sharing
  • Sep IRAs
  • Simple IRAs
  • Defined Benefit Plans
  • Safe Harbor Plans

Corporate executive compensation plans may present unique challenges. The 1865 Wealth Advisors team provides the objectivity, resources and expertise to assess these challenges and offer solutions. Asset titling and liability management are important for optimizing tax advantages. A thorough evaluation of your assets and liabilities can help lead to an improved bottom line.

Business succession planning helps identify concerns related to your business transition or inheritance. Together we can analyze your business needs to minimize capital gains taxes or gift taxes should you decide to transfer the business during your life. Deciding how to transfer ownership of a closely held business at retirement or death can be as much an emotional issue as a financial concern. Having a business succession plan in place can give you peace of mind and prevent the familiar situation of a business failing to survive the transition due to a lack of proper planning.

Our Wealth Management services

  • Work with you to analyze current participant behavior

  • Provide plan design and help analyze the options available through your plan provider to help ensure that there is adequate representation of investment categories for your participants
  • Within each category, examine investment styles to help ensure diversification of styles for proper asset allocation
  • Work with you to fully implement the plan in your place of business by engaging with your employees to encourage participation
  • Provide ongoing support and information in evaluating investment offerings as needed