secure a solid financial future

Wealth & Asset Management

At 1865 Wealth Advisors, our customized investment solutions begin with a free analysis of your current holdings to better understand the goals, characteristics and composition of your unique situation. From there we provide you with a tailored investment policy statement. Once we assess your risk tolerance and develop long-term goals, your custom investment plan is implemented.

But that’s just the beginning. We actively monitor the status of your investments and provide detailed performance evaluations on a regular basis. When necessary, your 1865 Wealth Advisor will offer specific recommendations for changes. What matters to you, matters to us. That’s why we offer a wide range of services designed to complement and enhance the performance of your plan and your overall financial strategy.

Define Your Goals

Whether planning for your own future, that of your family, or even future generations, 1865 Wealth Advisors has developed a proven strategy to assist in meeting your goals.

At 1865, we take a relationship-based approach when working with our clients. While some advisors focus on investment products, we’re more focused on you and your situation. We will develop a plan to help you work toward your goals, and adapt your plan as circumstances change

Discuss Options

We believe that asset allocation and diversification are the key components for long-term investment success. It is our belief that exposure to a wide mix of asset classes will result in a reduction in volatility while providing superior long-term results. In this regard, our portfolios have targeted allocations within the equity category for domestic large cap, mid cap, small cap, real estate, developed international, emerging markets, and commodities. Within the debt category we have targeted allocations for U.S. Treasury, U.S. Agency, investment grade corporate bonds, high yield bonds, inflation protected securities, certificates of deposit and international bonds.

Present Solutions

We offer investors a number of disciplined, highly diversified investment strategies:

Mutual Fund Based Strategy: Eight asset allocation models distinguished by style (conservative to aggressive).  Assets are invested in a combination of mutual funds diversified across various market segments designed to capture a specific risk/return profile that is suitable for a client’s investment needs.  Rebalancing occurs periodically to keep allocations within model guidelines.

Investment Management Strategy: A diversified allocation strategy that may include a combination of individual stocks, bonds, mutual funds and ETFs.  Allocation is based on a client’s risk tolerance, goals, and time horizon.  The use of individual fixed income securities provides enhanced interest risk management and we derive higher tax efficiency by controlling capital gains within equities.

Fixed Income Strategy:  Most suitable for clients seeking preservation of principal and a steady income stream.  May include allocations to U.S. Treasuries, U.S. Agency bonds, investment grade corporate bonds and certificates of deposit.  Will generally “ladder” the bonds with various maturities in order to manage interest rate risk, duration and income needs of the client.  Consideration will also be given regarding the purchase of municipal bonds for investors who would benefit from holding “tax-advantaged” securities.

Third Party Strategies:  If appropriate, 1865 Wealth Advisors can assist clients in meeting their investment objectives by leveraging our relationship with third parties in order to provide investment opportunities that work in conjunction with our strategies, in a cost efficient manner.

Implement Your Portfolio

Once we assess your risk tolerance, develop long-term goals, and an investment solution is selected, your investment plan is implemented.

Track & Monitor

We’ll actively monitor the status of your investments and make allocation adjustments as needed.  We will also provide detailed performance evaluations and discuss the progress being made in meeting your objectives and goals.

Costs

We are sensitive to costs and believe in full disclosure.

We feel our greatest strength is having the independence to choose the very best investment providers in the industry. By using non-proprietary mutual funds we are able to use investments being selected by some of the best asset managers in the world.

Emotions & Risks

We believe panic, overconfidence, and taking unnecessary risks ruin long-term investment success.

The prudent way to invest? Set up a long-term plan, decide on an appropriate mix of stocks, bonds, and cash investments matched to your time frame, objectives and tolerance for risk.

Fiduciary Duty

We invest our client’s money as if it were our own.

As a chartered bank and approved fiduciary, 1865 Wealth Advisors is required by law to put our clients’ interests ahead of our own. We do this by having a disciplined investment process in place that focuses on stability, consistency and superior performance over the long-term.